Condos offer unique problems for buyers. Many complexes are not "warrantable", meaning that they are not eligible for a traditional conventional mortgage that is offered by most banks and brokers. They cannot offer a mortgage because the condo complex is not "approved or warrantable" by Freddie Mac, Fannie Mae, or HUD's FHA programs. This means either no mortgage or long waits to try to get the complex and thus your individual unit approved.

Fusion Lending cuts through the complexity and can offer condo purchase and refinancing money in "non warrantable complexes".

Some examples of available programs include:

• 100% purchase programs
• Stated income with a 601 credit score
• 10% down payment with no private mortgage insurance (PMI) with a 2.85% payment rate
• 560 credit score 80% loan to value.
• 500 credit score 60% loan to value
• Don't forget about our powerful credit software that can direct you in improving your credit.